Attention homeowners in Adams, Cumberland, Dauphin, Perry and York Counties: Get an Appraisal today!

See the top reasons Pennsylvania homeowners order from Landrea Appraisals:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. To challenge your property tax assessment in Pennsylvania
  3. To reduce their mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a divorce in the state of Pennsylvania, when property needs to be divided
  7. To settle an estate by determining the true market value of the real estate in question
Do you own a home in Adams, Cumberland, Dauphin, Perry or York county? Do you need help determining the price of your real estate? Contact Landrea Appraisals.

 

At Landrea Appraisals, we understand the unique needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.

 

Challenge the County Assessment of Your Property

Your local tax assessor may have your house overvalued if you live in a local area that is going down or is not appreciating as much as other houses nearby. That only means you're probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Landrea Appraisals is your chief weapon when challenging your property tax assessment.

 

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are qualified in helping clients just like you rid themselves of unneeded PMI insurance.

HELOC recently frozen?

If your house is in a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Landrea Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

 

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for accuracy? Landrea Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.